Best Money Making Apps of 2023

What do you think about earning some extra cash during your leisure time after work with just your mobile phone? Sounds Great Right? There are lots of apps that can help you achieve that. But which money-making app is worth your time? In this article we would be enlightening you on the 5 best Money-Making Apps you can try out this year 2023. Then earn money on the go even while in your comfort zone.

Best Money Making Apps of 2023

Choosing the right app to use to make money online is vital to your business. If you have drafted out a plan to meet a particular financial goal, and maybe your job cannot get you there, with the help of these apps working alongside your job I’m sure you can beat your goals and even go further than what you have drafted out.  Also, if you need extra cash to cover bills or some frustrating daily expenses, they can help. So, what are you waiting for? Read further to discover the best apps to help you make money in 2023.

5 Best Money-Making Apps of 2023

In this section of the article, we will be discussing the best Money-Making Apps for 2023. Check out our top pick below;


One of the best money-making apps for 2023, if you have not tried other years, you need to try this year is Swagbucks. As a starter, you might be wondering what kind of app this is. Well, Swagbucks is popularly known to be a cash rewards app (which it actually is) and also a website that pays members after they must have completed online tasks, played games, filled out surveys, and done a lot more other the app allows them to do.

You as a starter can sign up for free and join thousands of other users to earn Swagbucks points by doing simple tasks. Also, your first sign-up earns you a $10 bonus. Then afterward, redeem your earned points for either gift cards or cash through your PayPal account.

On Swagbucks, the easiest way you can earn points without performing any task is by using the app’s search engine to make your research like how you use your web browser. Then you would earn points without any stress or hassle. You can also take up tasks on the app to earn more points. Because the more points you earn, the more you make from Swagbucks. Trust me, the mobile app is free and available for download on Google Play or App Store.

Then for desktop users, you can just visit Swagbucks’s official website at to join for free and earn online. Moreover, it has an easy navigation process.

M1 Finance

If you are interested in investing your money. Then a legit app you could try is M1 Finance as it helps you grow your money while at minimal risk. So, if you want to save and even earn more through regular or small investments M1 Finance is the perfect app for you. As the platform not only lets you invest your money, it is the process of doing that, you also get to manage your spending, investing, and borrowing.

With M1 Finance, you would be assured a managed and rebalanced portfolio. What’s more? The app’s intelligent automation provides you with the best tools to invest and the cheapest options to obtain a loan. Also, with just an investment of $10,000, you can borrow with interest as low as 2%.

Furthermore, you would earn about 1% for every dollar spent and even get 25 times the national average APY. And the same amount you would get after a year from a bank, this investment app could help you obtain it in two weeks. M1 Finances has lots of advantages. Some of them include;

  • The ability to pay back your loans according to your own schedule.
  • You can borrow money at a very low base rate
  • For specific purchases made with your debit card, you would get handsome cashback.

So why wait? Download this finance app, invest your money and enjoy all this app has to offer.


One of the best Money-Making apps for 2023 again is Mistplay. What is Mistplay? It is a mobile app that enables you to make money while you play games and use various apps. However, on Mistplay, you don’t earn cash directly. You earn reward points first, then after you have earned enough reward points then you can now get a payout.

One unique thing about the app is that it now has many layers of things you already have on your phone. That is, compared to several other apps that require you to perform some tasks to earn rewards, this app works silently in the background

So, do you want to earn with Mistplay? You should go ahead and download the mobile app as it is available for free download on Google Play. Sadly, the app is not available for iOS/iPhone users. So as an iPhone user, I guess you would just have to try out some other apps to earn money online and the other apps mentioned in this article are not an exception.

Furthermore, using Mistplay requires you to create an account after downloading the app then you can now start earning. And if you like to play games and you have games on your device already, the games Mistplay offers would be added to your existing games.

Note: To use Mistplay, you must be at least the age of 13 and a citizen of the United States, Canada, or many European countries. As Mistplay isn’t available in all regions. Also, you can only withdraw $50 per month using the app and it can be spent on rewards like retailer gift cards or steam credit.


If you like to fill out surveys, that is give your honest review about a product, company, or item and earn money. Then InboxDollars is one unique app to consider. Although you wouldn’t necessarily be qualified to fill out all the surveys this app has to offer for the ones you qualify for, you can fill them out. And it would still be a simple, and straightforward way to complement your full-time job.

If you are not interested in filling out surveys, InboxDollars also allows you to perform some other tasks and earn. Tasks like playing games, watching videos, reading emails, and more. You can also earn from the app by using their search engine to make some research on the way you make use of your web browser. This is just like “make personal research and earn”.

Inbox dollars cannot generate a passive income but rather it is more of a way you can gather and save up some spare change. As if you want to earn using surveys, some surveys may pay you about $5 or more, while others may pay you less than a quarter. Also, keep in mind that in order for you to cash out you need to have earned at least $15 while using the app. Amazingly when you create an account, InboxDollar gives you a $5 reward for just joining.


Rakuten is another app you can use to earn money online. How? Rakuten offers numerous cashback options for both online and in-store purchases. It also delivers a seamless process with rewarding sign-ups and referrals. Rakuten is one of the best money-making apps to earn cash back and it also offers deals across lots of retailers alongside inviting sign-up and referral incentives. But you have to spend money in order to make it. Moreover, the app lets you receive cashback for purchases you will be making on it.

To use Rakuten, downloading the app and registering is required. After registering, you as a user can now browse cashback offers at any retailer of your choice like Target, Kohl’s, Etsy, BestBuy, etc. So, for you to earn your cashback, you just need to choose a retailer from the app that you would love to purchase an item from and then places your order.

Aside from that, you can also earn cash back for in-store purchases by choosing the offer in the app and linking your debit card prior to purchasing. Note that, cashback cannot be received without taking these steps;

  • As a new user, you can qualify for a $10 welcome bonus but only after you must have spent about $25. You can also get a $30 bonus for introducing new users who spend about $30 on the platform.
  • In order to qualify for your payout, you must also accrue at least $5 in your cashback.

Lastly, note that the cashback you earn varies by retailer and it ranges from 1% to 40%. So, before buying, you can just browse the available cashback deals according to store and category through the app.

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