Wise Card – All you need to know | How to Get a Wise Card| Benefits

Wise card is a multi-currency debit card given by Wise, is a popular technology that are popular for their transparent and low-cost international money transfers. In this modern age, been in control of your finances is easier with financial tool like wise card. It is formerly known as (TranseferWise).

wise card
wise card

This wise card enables you to purchase and withdraw money in multiple currencies, this creates cost efficient and easy solution to manage your funds worldwide. This article will give you a comprehensive understanding of how to get your  card and how to use it.

A lot of travelers do not know about this efficient card that helps you spend different currencies globally. This technology has brought up a solution to aid you from the stress of using your traditional bank to change from one currency to another to process transactions.

  Key Features of the Wise Card

  1. Multi-Currency Functionality

This wise card holds at least 50 different currencies. This card is of benefit for travelers, expatriates and foreign freelancers because it holds and at the same time you can spend diverse currencies.

 2. Real Exchange Rates

With wise card you can escape the hidden charges and markups associated with converting currencies. It is processed by using the real exchange rate which is also called the mid-market rate.

3. No Hidden fee Charges

In comparison to our traditional banks or credit cards, the wise card has no hidden fees, you pay a small fee for a particular transaction if you go beyond the monthly limit of ATM withdrawal.

4. Easy Currency Conversion

It is possible to covert directly from one currency to another currency in your wise account. This aids to take control and optimize your finance for various spending.

5. Global Acceptance

The wise card is accepted worldwide, in any place where master or visa card is accepted. This encourages global usability.

6. Secure Transaction

This card has some embedded security tools that is efficient in locking and unlocking your card through the wise app, it monitors transaction in real time and a feature to control spending limits.

7. No monthly fees

It is if great benefit because you only pay for transaction and services you use . However, nothing like monthly or annual charges connected to wise card.

8. Online and Mobile Banking

The website or wise app can be used to manage your funds and account. These features include review transaction, transfer funds between currencies and balance check.

 How to Get a Wise Card

1. Signup

To get the wise card, visit the wise website and create an account. This includes filing up your information, verify identity and setting up your whole account.

2. Order your card

Immediately your account is ready, order for your card via the website or application. This card will be delivered to your location of residence.

3. Activate the card

Once the card has gotten to you, kindly follow the guidelines to enable or activate your card. This consists of entering into wise account and filling up your card information.

4. Add funds

Money is been added to your wise account by transferring money from your bank account or money can be accessed directly by accepting payment into your wise account. Then withdraw using  wise card.

Using the Wise Card

  • In-store purchases

Making use of your card in in–store shops is very much possible just like other debit cards. The payment will be processed to the country currency you are in.

  • Online Transactions:

The  card is used to purchase goods online. Make sure there is sufficient funds in your account  the currency you want to pay to prevent conversion charges.

  • ATM Withdrawals

With this card ,you can withdraw from any ATM machine worldwide. Notice any charges coming from ATM withdrawal unless you have gone beyond your free monthly limit of ATM withdrawal.

  • Currency management

Conversion of currency is done in the wise app. Select the currency to convert, based on the particular transaction and the country you are in. To optimize and manage you’re spending.

Countries That Uses Wise Card

Austria

Belgium

Bulgaria

Croatia

Cyprus

Czech Republic

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Lithuania

Luxembourg

Malta

Netherlands

Norway

Poland

Portugal

Romania

Slovakia

Slovenia

Spain

Sweden

Switzerland

United Kingdom

United States

Canada

Asia-Pacific

Australia

New Zealand

Singapore

Japan

Brazil (some regions)

South Africa

United Arab Emirates

Hong Kong

Liechtenstein

Gibraltar

Monaco

San Marino

Vatican City

Advantages of the Wise Card

Cost Efficient: These prevents unreasonable and poor exchange rate which is connection with foreign transactions.

Convenience: It accept conversion of multiple currencies which is very easy to use in any country without the stress of going to the traditional bank .

Transparency: Renders clear and future information concerning exchange rate price.

Considerations

The cards are not available in all country. Visit the wise websites to check for recent availability or check countries above to know where you can find the card.

ATM Limit: Exceeding the free ATM withdrawal might attract charges.

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